Blog
Every guide here solves a real problem on the hardware — the exact keys, in order, with the arithmetic shown so you can tell a wrong answer from a mistyped one. Written for CFA and FRM candidates, MBA students and anyone who has to get a number right under time pressure.
Straight line, sum-of-the-years-digits and declining balance on the same £48,000 asset. What each schedule does to book value, to tax, and to the DEPR worksheet.
Building the cash flow series is the hard part, not the discounting. A worked project from revenue down to NPV, IRR, payback, PI and MIRR in one CF entry.
A nominal rate quoted per year is not what you earn. How compounding frequency changes the effective rate, how to convert both ways in ICONV, and what it costs.
Solve for PMT on the BA II Plus, then handle balloons, fees, biweekly schedules and semi-annual compounding — the cases where the standard keystrokes break.
Present value and future value are one calculation run in opposite directions. Which one a decision needs, why discounting is bounded and growth is not.
The FRM leans on the statistics worksheet rather than the TVM row: regression for beta, root-252 for volatility, LN for log returns, numerical duration.
Where CFA candidates actually lose time on the BA II Plus: the Sx trap, the annuity-due shortcut that keeps you out of BGN mode, and a drill list with target times.
The Professional adds four registers — NFV, payback, MIRR and duration. What each one does, and how to get the same answer on the standard BA II Plus.
How a level loan payment splits into interest and principal, why the split shifts every period, and how to read any part of it from the BA II Plus AMORT worksheet.
NPV and IRR agree on accept-or-reject and disagree on ranking. Where the conflict comes from — scale, timing, multiple roots — and which number to defend.
Price a bond and back out its yield on the BA II Plus: every BOND worksheet field, accrued interest between coupon dates, yield to call, and what duration adds.
Compute IRR on the BA II Plus in two keystrokes, interpret it against a hurdle rate, and handle the cases that break it: multiple roots, Error 7 and reinvestment.
Calculate NPV on the BA II Plus step by step: entering uneven cash flows in the CF worksheet, using Fj for repeats, choosing a discount rate and reading the answer.
A worked time value of money tutorial for the BA II Plus: solve for FV, PV, PMT, N and I/Y with full keystrokes, plus annuity due and mismatched compounding.
Learn how to use the BA II Plus calculator from setup to worked examples: P/Y, the sign convention, TVM, cash flows and every worksheet, with keystrokes shown.
Skip the reading
Ten worksheets, each one showing the formula it used and the keystrokes for the same problem on the physical device.