Tutorials, exam prep and finance explainers for the TI BA II Plus financial calculator.https://baiipluscalculator.comen-ushttps://baiipluscalculator.com/blog/depreciation-methods-explainedhttps://baiipluscalculator.com/blog/depreciation-methods-explainedStraight line, sum-of-the-years-digits and declining balance on the same £48,000 asset. What each schedule does to book value, to tax, and to the DEPR worksheet.Wed, 26 Aug 2026 00:00:00 GMTFinance conceptsdepreciation methodsstraight linesum of the years digitsdeclining balancedeprThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/cash-flow-analysishttps://baiipluscalculator.com/blog/cash-flow-analysisBuilding the cash flow series is the hard part, not the discounting. A worked project from revenue down to NPV, IRR, payback, PI and MIRR in one CF entry.Mon, 24 Aug 2026 00:00:00 GMTGuidescash flow analysisnpvirrpayback periodcapital budgetingThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/nominal-vs-effective-interest-ratehttps://baiipluscalculator.com/blog/nominal-vs-effective-interest-rateA nominal rate quoted per year is not what you earn. How compounding frequency changes the effective rate, how to convert both ways in ICONV, and what it costs.Mon, 17 Aug 2026 00:00:00 GMTFinance conceptsnominal vs effective interest ratecompound interestearaericonvThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/how-to-calculate-loan-paymentshttps://baiipluscalculator.com/blog/how-to-calculate-loan-paymentsSolve for PMT on the BA II Plus, then handle balloons, fees, biweekly schedules and semi-annual compounding — the cases where the standard keystrokes break.Wed, 12 Aug 2026 00:00:00 GMTTutorialsloan payment calculatorpmtmortgagetvmba ii plusThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/present-value-vs-future-valuehttps://baiipluscalculator.com/blog/present-value-vs-future-valuePresent value and future value are one calculation run in opposite directions. Which one a decision needs, why discounting is bounded and growth is not.Mon, 10 Aug 2026 00:00:00 GMTFinance conceptspresent valuefuture valuediscountingcompoundingtvmThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/frm-exam-calculator-functionshttps://baiipluscalculator.com/blog/frm-exam-calculator-functionsThe FRM leans on the statistics worksheet rather than the TVM row: regression for beta, root-252 for volatility, LN for log returns, numerical duration.Wed, 05 Aug 2026 00:00:00 GMTExam prepfrmexam preprisk managementvolatilityvarregressionThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/cfa-exam-calculator-tipshttps://baiipluscalculator.com/blog/cfa-exam-calculator-tipsWhere CFA candidates actually lose time on the BA II Plus: the Sx trap, the annuity-due shortcut that keeps you out of BGN mode, and a drill list with target times.Wed, 29 Jul 2026 00:00:00 GMTExam prepcfaexam prepshortcutsstatistics worksheettvmThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/ba-ii-plus-vs-professionalhttps://baiipluscalculator.com/blog/ba-ii-plus-vs-professionalThe Professional adds four registers — NFV, payback, MIRR and duration. What each one does, and how to get the same answer on the standard BA II Plus.Wed, 22 Jul 2026 00:00:00 GMTGuidesba ii plusprofessionalcalculator comparisonnfvpaybackmirrThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/amortization-schedule-explainedhttps://baiipluscalculator.com/blog/amortization-schedule-explainedHow a level loan payment splits into interest and principal, why the split shifts every period, and how to read any part of it from the BA II Plus AMORT worksheet.Wed, 15 Jul 2026 00:00:00 GMTGuidesamortizationamort worksheetmortgageloan scheduleinterestThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/npv-vs-irrhttps://baiipluscalculator.com/blog/npv-vs-irrNPV and IRR agree on accept-or-reject and disagree on ranking. Where the conflict comes from — scale, timing, multiple roots — and which number to defend.Wed, 08 Jul 2026 00:00:00 GMTGuidesnpvirrcapital budgetingcfaproject appraisalThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/bond-pricing-ba-ii-plushttps://baiipluscalculator.com/blog/bond-pricing-ba-ii-plusPrice a bond and back out its yield on the BA II Plus: every BOND worksheet field, accrued interest between coupon dates, yield to call, and what duration adds.Wed, 01 Jul 2026 00:00:00 GMTTutorialsbondbond worksheetyield to maturityaccrued interestdurationThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/irr-on-ba-ii-plushttps://baiipluscalculator.com/blog/irr-on-ba-ii-plusCompute IRR on the BA II Plus in two keystrokes, interpret it against a hurdle rate, and handle the cases that break it: multiple roots, Error 7 and reinvestment.Wed, 24 Jun 2026 00:00:00 GMTTutorialsirrcash flow worksheetcapital budgetingmirrThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/npv-on-ba-ii-plushttps://baiipluscalculator.com/blog/npv-on-ba-ii-plusCalculate NPV on the BA II Plus step by step: entering uneven cash flows in the CF worksheet, using Fj for repeats, choosing a discount rate and reading the answer.Wed, 17 Jun 2026 00:00:00 GMTTutorialsnpvcash flow worksheetcapital budgetingdiscount rateThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/tvm-step-by-stephttps://baiipluscalculator.com/blog/tvm-step-by-stepA worked time value of money tutorial for the BA II Plus: solve for FV, PV, PMT, N and I/Y with full keystrokes, plus annuity due and mismatched compounding.Wed, 10 Jun 2026 00:00:00 GMTTutorialstime value of moneytvmannuitypresent valuefuture valueThe BA II Plus Calculator Teamhttps://baiipluscalculator.com/blog/how-to-use-ba-ii-plushttps://baiipluscalculator.com/blog/how-to-use-ba-ii-plusLearn how to use the BA II Plus calculator from setup to worked examples: P/Y, the sign convention, TVM, cash flows and every worksheet, with keystrokes shown.Wed, 03 Jun 2026 00:00:00 GMTTutorialsba ii plustvmgetting startedcalculator setupThe BA II Plus Calculator Team